If you happen to’re contemplating canceling your Nationwide pet insurance coverage coverage for any cause, this firm makes it simpler than many. We all know some circumstances warrant the necessity to cancel a pet insurance coverage coverage. For instance, chances are you’ll be sad together with your protection, customer support, or elevated premium prices — otherwise you’ve hit a tough monetary time and might’t afford pet insurance coverage.
Nevertheless, earlier than you make a agency determination, I encourage you to learn this text for all of the elements it is best to contemplate earlier than letting your protection go. I additionally provide you with tips about discovering a brand new pet insurance coverage coverage which may be a greater match to your wants.
Learn Our Full Nationwide Pet Insurance coverage Overview
Nationwide Pet Insurance coverage Cancellation Coverage
Right here’s Nationwide’s cancellation coverage, which you will discover on their web site.
Members can cancel a coverage at any time by notifying Nationwide in writing or on-line at my.petinsurance.com. Insurance policies might be cancelled as of the date the cancellation request is obtained. Claims filed for remedy dates as of the date of cancellation or any time after might be denied for no protection.
Any refund attributable to you may be credited to the account from which your funds have been withdrawn. If you happen to paid to your coverage in full with a test, any refund due might be despatched to you as a test connected to your cancellation affirmation letter. A cancellation affirmation letter might be mailed to you shortly after cancellation.
How To Cancel Your Nationwide Pet Insurance coverage Coverage
Nationwide makes it straightforward to cancel your pet insurance coverage anytime with a number of choices. Regardless of the choice you employ, Nationwide states that it’s going to terminate your coverage on the identical day it receives your cancellation request.
Cancel In Your On-line Account
Nationwide is one of some pet insurance coverage suppliers that can help you cancel on-line, which saves you time in comparison with the effort of calling or having to attend for them to obtain your request by mail. To terminate your coverage on-line, log into your account at my.petinsurance.com. Click on on the “Cancel My Coverage” hyperlink situated beneath your pet’s coverage data to entry the shape.
Cancel In Writing By Fax Or Mail
Another choice is to terminate your coverage by mail or fax. As requested by Nationwide, you’ll want to incorporate your identify, coverage quantity, pet’s identify, and the explanation for cancellation in your correspondence if you happen to resolve to go this route.
- Fax: 714-989-0537
- Mail: P.O. Field 2344, Brea, CA 92822-2344
Calling Buyer Service
Based mostly on Nationwide’s web site and cancellation coverage, it’s not clear which you can terminate your pet insurance coverage by calling customer support. Nevertheless, if in case you have any questions concerning the cancellation and refund course of, it’s a good suggestion to achieve out to them first. You may attain customer support for present members at 1-800-540-2016. Representatives can be found Monday-Friday 5am-7pm PST and Saturday 7am-3:30pm PST.
3 Points To Take into account Earlier than Canceling Your Coverage
You’ll need to maintain a couple of vital issues in thoughts earlier than terminating your coverage.
1. Different Insurers Will Exclude Pre-Present Situations
It’s important to know that any situations your pet was recognized with earlier than or through the time your canine was enrolled in Nationwide’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.
This could be a tough blow in case your pup was recognized with and handled for a continual situation, reminiscent of diabetes, arthritis, allergic reactions, or most cancers, throughout your Nationwide coverage protection. It might be sensible to calculate your canine’s medical prices for a 12 months and contemplate how Nationwide covers eligible situations now and if these bills are one thing you may independently cowl your self.
2. Your Pet’s Age
Your present Nationwide coverage covers your pet for all times. Nevertheless, if you happen to cancel your coverage and have an aged pet, chances are you’ll not have the ability to discover a new pet insurance coverage coverage that meets your finances and desires. Some suppliers have age limits and gained’t insure pets as soon as they attain a sure age (limits range by supplier).
3. Sicknesses & Accidents Can Happen Anytime
In case your pet has by no means had any medical issues, chances are you’ll contemplate terminating your coverage. However remember that accidents and well being situations can pop up whenever you least anticipate them. Even if you happen to plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in.
Often Requested Questions
Listed here are some questions pet dad and mom ask most frequently about canceling Nationwide Pet Insurance coverage. If you happen to don’t see yours right here, please ask us in our feedback.
Can I Cancel Nationwide Pet Insurance coverage At Any Time?
Sure, you may cancel your Nationwide pet insurance coverage coverage at any time for any cause.
What Is Nationwide’s Cash-Again Assure?
Nationwide honors what’s known as a Free Look Interval (a.ok.a. Proper to Look at and Return a Coverage). How does it work? As soon as your coverage goes into impact, you’ve a restricted time to get your preliminary new coverage fee again in full. Relying in your state, this era is both 15 or 30 days. To qualify, you should not have filed a declare below the coverage. Taking part states require you to inform Nationwide of your option to train the Free Look choice inside a particular time-frame. Please learn your coverage for particulars. Phrases could range by state.
How Do Nationwide Refunds Work?
If you happen to’re exterior of the Free Look Interval, you may nonetheless cancel your coverage anytime, and Nationwide will refund your unused premium on a pro-rata foundation. They’ll merely credit score your checking account or debit card that’s arrange in our account. If you happen to paid in full by test, they’ll mail you a refund test.
What Occurs To Pet Insurance coverage When A Pet Dies?
If you happen to’re canceling your pet insurance coverage coverage as a result of your pet has handed away, please know you’re in our ideas. Whereas that is such a tough time for you, it’s nonetheless vital to recollect to contact your insurance coverage firm and notify them of your pet’s passing. You are able to do so by calling, emailing, or mailing Nationwide’s customer support division. If you happen to needed to euthanize your pup, a few of Nationwide’s insurance policies cowl prices related to veterinarian-recommended euthanasia. Examine your particular person coverage to see if you happen to’re lined.
What If Nationwide Terminates My Coverage?
In late Could 2024, Nationwide introduced that they are going to be discontinuing about 100,000 pet insurance coverage insurance policies attributable to inflating prices of veterinary care and the corporate’s skill to stay financially viable. If you happen to’re one of many coverage holders affected, I’m actually sorry for this irritating scenario. I like to recommend following the guidelines under to discover a new coverage as quickly as attainable so your furry good friend could be lined with a brand new firm.
How To Discover A New Pet Insurance coverage Firm
If you happen to’re not happy with Nationwide’s pet insurance coverage or they’ve discontinued your protection, you should still need to insure your pet. I encourage you to learn our pet insurance coverage evaluations to see which corporations we advocate. Moreover, you may get quotes from most of the prime pet insurance coverage corporations by filling out the quote kind above.
If you happen to plan on selecting one other pet insurance coverage supplier, it’s a good suggestion to do your analysis and get quotes earlier than you cancel your current Nationwide coverage. This fashion, you may reduce the time your pet isn’t lined. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry buddies is a good way to guard your pockets and ensure your pets get the required well being care they want.
Why Belief Canine Journal?
Sally has over 20 years of expertise in human well being sciences communications, together with 10 years as an skilled on pet well being situations and remedy. She’s additionally spent over a decade researching pet insurance coverage as a part of an skilled staff at Canine Journal.
Sally additionally consulted with Michelle Schenker, Canine Journal’s in-house licensed insurance coverage agent, for added experience, to make sure accuracy, and provides Canine Journal the authority to put in writing about and help readers in buying insurance policies which are precisely represented.
As devoted canine professionals and long-time canine house owners, we check and analysis the very best pet services, not just for our personal pups however for all of our readers.
