Accessing healthcare usually turns into an uphill battle for senior residents, with the monetary burden of therapies appearing as a big barrier. Many older adults discover themselves suspending or forgoing essential medical care primarily as a result of worry and in addition as a result of skyrocketing prices, which might jeopardise their well being and well-being.Â
Recognising this problem, the Indian Authorities launched the Ayushman Vaya Vandana Card on September 12, 2024, a welcoming initiative geared toward making certain that monetary constraints not stand in the best way of healthcare for senior residents aged 70 and above.
This scheme offers free medical remedy and protection of as much as Rs 5 lakh per 12 months to all eligible senior residents, regardless of their monetary background. Designed as a part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), the cardboard is a lifeline for aged people, providing them entry to high quality healthcare with out worrying about the price. Â
That is notably essential for these managing pre-existing situations like diabetes or hypertension, which might considerably influence healthcare prices. Furthermore, pre-existing sicknesses can affect medical insurance premiums, probably leading to increased prices and even denial of protection.
Right here’s how the Ayushman Vaya Vandana Card goals to vary the lives of senior residents in India:
Complete Protection: Cardholders can obtain cashless remedy price as much as Rs 5 lakh yearly at empanelled hospitals throughout India, protecting an intensive vary of medical procedures. Â
You will discover the intensive record of hospitals that come underneath the cardboard right here
Inclusivity: Not like schemes that focus on economically deprived teams, this programme is common for all residents aged 70 and above, breaking socio-economic limitations. Â
Portability: Beneficiaries can avail of therapies at any empanelled hospital nationwide, making certain seamless healthcare entry even outdoors their house state.  Â
Methods to Apply
The Nationwide Well being Authority (NHA) has simplified the registration course of for the Ayushman Bharat Vaya Vandana card. Seniors can now register in a number of methods: on-line by way of the beneficiary portal (beneficiary.nha.gov.in) or the Ayushman app, or in individual at PM-JAY empanelled hospitals and customary service facilities.
Eligible people can full an Aadhaar-based e-KYC by way of the Nationwide Well being Authority web site or Widespread Service Centres (CSCs) to register. After profitable verification, they’ll obtain the cardboard, granting them entry to cashless remedy at empanelled hospitals.
The Ayushman Vaya Vandana Card guarantees to be a dedication to well being, dignity, and care of the nation’s senior residents.
Edited by Arunava Banerjee
